Welcome to the Foundation Wealth blog!  We hope you learn something! Please note, the opinions expressed in the blog are the views of the individual member of the team and may not be the opinion of the firm as a whole.  Please also note that this blog is traditionally used for education purposes and should not be construed as investment advice.  Please consult your individual advisor at Foundation Wealth & Tax Advisors for  personally crafted advice.

Latest posts

Understanding the Impact of Plan Fees on Retirement Savings

When it comes to managing a retirement plan, transparency and diligence in understanding the associated costs are paramount. Plan sponsors play a crucial role in this realm, ensuring that their employees' retirement savings are not unduly eroded by fees. Here, we'll dive into the types of plan fees, their impact on retirement savings, and strategies to minimize costs without sacrificing the quality of your 401(k) plan.

Simplifying Retirement Plan Management: The Value of 3(21) and 3(38) Advisors

In the realm of retirement plan oversight, the roles of 3(21) and 3(38) advisors stand out for their critical contributions to fiduciary responsibility and risk management. Understanding these roles and leveraging our expertise as a 3(21)or 3(38) advisor is key to enhancing your retirement plan's effectiveness while mitigating fiduciary liability.

Taxable Brokerage Accounts Are Great and Shouldn't Get a Bad Rap

Taxable brokerage accounts are great and shouldn’t get a bad rap (and I am willing to die on this hill). Taxable brokerage accounts tend to be considered less than favorable, but why does my opinion differ from popular belief?

Land Ownership vs. Renting In 2024

Which is the better financial move in 2024: renting or buying?

Book Recommendation: "The Price of Tomorrow" by Jeff Booth

In today’s rapidly changing world, I consider it essential to keep ourselves informed about the forces shaping our economy and financial markets. One book I recently re-read is a must-read for gaining a deeper understanding...

Unlocking Financial Benefits Navigating Secure 2.0 Tax Credits For Your Business

The introduction of the SECURE 2.0 Act marks a significant step forward in retirement planning for individuals and financial incentives for businesses. This legislation builds upon the foundations laid by the original SECURE Act.

Choosing Between Roth and Traditional Retirement Accounts: A Strategic Approach

As a CFP, a common query I encounter is whether to opt for traditional (pre-tax) or Roth (post-tax) retirement accounts. It may seem like an easy question that any entry level financial advisor could answer, but there is nuance.

January 2024 Letter

As we close the chapter on 2023 and start 2024, I want to take a moment to reflect on the journey we've navigated together and look forward to the path that lies ahead.

Unfunded Liabilities and a Long-Term Fix to Social Security and Medicare

In our ongoing efforts to keep you informed about important financial concepts and their implications, today we're going to delve into the topic of U.S. unfunded liabilities and a potential fix.

How Accurate Is the Economic Data We Receive (and How Well Is It Analyzed)?

The discrepancy between payroll and household surveys reveals a significant gap in employment data, with implications for the overall health of the job market and economy.


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