I love diversifying cash flows. To be as secure and practically diversified, I believe cash flow from real estate, stocks, bonds, and businesses are needed. The last item listed, cash flow from businesses, can be the...

I was fascinated to learn more about Xi Jinping and Vladimir Putin’s three-day summit last week after I learned they had intensely discussed de-dollarizing their trade. Many people are unfamiliar with the fact most...

With March and April tax season for me, I largely defer to Phil, our portfolio manager, and Alexi, our head of operations and compliance, on market research. However, there has been too much going on and too much to digest to hear...

Many of you may have seen the headlines over the weekend regarding Silicon Valley Bank (“SVB”) and two other bank failures. We understand this can bring up memories of 2008, so we wanted to provide further insight into what...

Retirement planning may be a daunting task, but it is an essential one. The financial security of your old age depends entirely on how much you are saving for retirement in your youth. As such, the most common question on our...

You may have heard the good news about 529 Plan rollovers—families can now make a rollover from a 529 Plan to a Roth IRA tax-free starting in 2024. There historically have been taxes and penalties for withdrawing from a 529 Plan...

As many of you know, I have a personal fascination with cryptocurrencies, and specifically Bitcoin. It was a rough year for all the world’s blockchains, and the media gets never-ending joy from crypto bloodbaths. When...

Valued Clients & Friends, Happy New Year! Every year at this time, we like to look back and review the past year.

Sam Bankman-Fried, the founder of FTX Trading Ltd., has been indicted on eight criminal charges. These charges include wire fraud and conspiracy by misusing customer funds, per an indictment from the US Southern District of New York....

I promised to all that you would hear from me first when tax laws change. Even though these are not exactly presents from Santa, an oath is an oath! Version 2.0 of the Secure Act (“Secure 2.0”) was approved by...