Welcome to the Foundation Wealth blog! We hope you learn something! Please note, the opinions expressed in the blog are the views of the individual member of the team and may not be the opinion of the firm as a whole. Please also note that this blog is traditionally used for education purposes and should not be construed as investment advice. Please consult your individual advisor at Foundation Wealth & Tax Advisors for personally crafted advice.
Latest posts
Graham Mull, our Director of Qualified Plans, shares how your company can optimize the 401(k) that it offers while lowering costs and adhering to regulations.
Dear Valued Clients & Friends, This six-page letter began as a brief blog post update on the stubbornly persistent inverted yield curve. However, as one of my favorite fiction authors, J.R.R. Tolkien, once said, “the story grows with the telling.”
When it comes to managing a retirement plan, transparency and diligence in understanding the associated costs are paramount. Plan sponsors play a crucial role in this realm, ensuring that their employees' retirement savings are not unduly eroded by fees. Here, we'll dive into the types of plan fees, their impact on retirement savings, and strategies to minimize costs without sacrificing the quality of your 401(k) plan.
In the realm of retirement plan oversight, the roles of 3(21) and 3(38) advisors stand out for their critical contributions to fiduciary responsibility and risk management. Understanding these roles and leveraging our expertise as a 3(21)or 3(38) advisor is key to enhancing your retirement plan's effectiveness while mitigating fiduciary liability.
Taxable brokerage accounts are great and shouldn’t get a bad rap (and I am willing to die on this hill). Taxable brokerage accounts tend to be considered less than favorable, but why does my opinion differ from popular belief?
Which is the better financial move in 2024: renting or buying?
In today’s rapidly changing world, I consider it essential to keep ourselves informed about the forces shaping our economy and financial markets. One book I recently re-read is a must-read for gaining a deeper understanding...
The introduction of the SECURE 2.0 Act marks a significant step forward in retirement planning for individuals and financial incentives for businesses. This legislation builds upon the foundations laid by the original SECURE Act.
As a CFP, a common query I encounter is whether to opt for traditional (pre-tax) or Roth (post-tax) retirement accounts. It may seem like an easy question that any entry level financial advisor could answer, but there is nuance.
As we close the chapter on 2023 and start 2024, I want to take a moment to reflect on the journey we've navigated together and look forward to the path that lies ahead.
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